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Nexyiu, for the opening of e-wallets by Users and the provision of services connected and/or linked to payment cards, including those of third parties, uses the Platform owned by EM@NEY PLC, (BIC (MT ABI) 02015, registered in the Malta Register of Companies under number C5558, which operates under a licence issued on 04.04.2013 by the MFSA in accordance with Directive 2009/110/EU) and platform by Phoenix Payments Ltd | Company No. C77764 No.3, Level 1, Vision Exchange Building, Territorials Street, Mriehel, BKR3000, Malta.